GLOBAL BANKING. WITHIN REACH.
Open and manage accounts in your own name. Receive and move USD across borders, with one clear view of your money.
01 / SWIIT PERSONAL
ONE ACCOUNT. MORE POSSIBILITIES.
Receive overseas income, prepare for your next move and keep your dollars in view. Start with an account in your own name.
US local. Worldwide.
One Vault. A clear picture.
02 / SWIIT PERSONAL
START NOW. PICK UP ANYTIME.
Complete your application one step at a time. Save your progress, get AI guidance and return when you are ready.
One module at a time.
Identity, address, finances and tax each have their own space. Complete and save each module separately, with a clear view of what is left.
Pick up where you left off.
Your saved information stays with you. Come back to unfinished steps without re-entering the modules you have already completed.
AI checks before you submit.
Get early feedback on your documents: what looks ready, what needs attention, and what to replace. Understand the next step before final review.
02 / VERIFICATION / SWIIT PERSONAL
What will I need?
Your identity
A passport or identity document, plus a selfie. Complete your identity check directly in the app.
Your home address
A recent document showing your name and home address, such as a bank statement or utility bill dated within the last three months.
Your income & funds
Tell us about your income and activity, and provide a document supporting the source of your funds.
Your tax information
Confirm where you are a tax resident and provide your tax identification number.
INTRODUCING SWIIT AI
BANKING, IN YOUR WORDS.
Ask, explore, and move forward with an AI assistant built around your banking needs. It helps prepare the next step; you stay in control of every decision.
See Swiit AI in action
SWIIT AIHUMAN IN CONTROL · AI BY YOUR SIDE
03 / SWIIT PERSONAL
YOUR MONEY. CONNECTED.
See your accounts together in Vault. Find receiving details and move dollars between your own accounts from one place.
Individual account details. A combined view of your money.
US LOCAL / GLOBAL / INTERNAL ↓
03 / USD / SWIIT PERSONAL
YOUR MONEY. CONNECTED.
Choose the route that fits your payment. Check the fees, account eligibility and estimated arrival time in the app before sending.
Receive from the US
Get US account details for local dollar payments. Share the right details for ACH or Fedwire with your sender.
US banks → US account
USD
Receive from worldwide
Receive international USD payments through SWIFT with your Worldwide account, available on Pro.
Global banks → Worldwide account
USD
Move between your accounts
Move dollars between your accounts inside Swiit in seconds. Transfers between accounts in your own name have no transfer fee.
US account ↔ Worldwide account
Both ways. Between any of your Swiit accounts. US and Worldwide accounts shown as an example.
FREE / PRO / SWIIT PERSONAL
START SIMPLE. GO FURTHER.
Your US starting point.
Receive dollars through US local payment networks and manage your money in the app.
01 · ACH / FEDWIREYour US account. Plus the world.
Keep your US account and add a Worldwide USD account for international payments through SWIFT.
02 · ACH / FEDWIRE + SWIFTCompare the current fees, limits and eligibility in the app before choosing your tier.
What’s included ↓FREE / PRO / SWIIT PERSONAL
What’s included
| What’s included | Free | Pro |
|---|---|---|
| US account · USD | Included | Included |
| US local receiving · ACH / Fedwire | Included | Included |
| Worldwide account · USD / SWIFT | — | Included |
| Monthly outbound transaction limit | $5,000 | $25,000 |
| Same-name internal transfers | No transfer fee | No transfer fee |
| Verification Center & app access | Included | Included |
Compare the current fees, limits and eligibility in the app before choosing your tier.
04 / SWIIT PERSONAL
FROM YOUR ACCOUNT. INTO YOUR DAY.
Two ways to carry your account with you. A virtual card in the app, and a physical card with a design of its own.
Customer access coming soonVirtual card
Online spending. Managed in your app. View card details and freeze controls. Track payments, pending activity and refunds.
Coming soon
Physical card
Made to carry. Designed to stand out.
A little art. Every day. A tactile card for your wallet, with a design of its own.
YOUR NEXT MOVE STARTS HERE.
From receiving overseas income to preparing documents, bring your next step into focus.
Prepare for life abroad.
Apply for an account in your own name and follow each step from your phone.
Opening my first international account
Receive overseas income.
Find the right receiving details and keep account activity together in one view.
Moving a significant amount
Know what to prepare.
Use the Verification Center to see which documents are ready and what still needs attention.
Getting help with additional documents
Illustrative use cases, not customer testimonials. Account availability, approval and payment timing depend on eligibility and required checks.
YOUR WORLD IS OPENING UP. YOUR BANKING FOLLOWS.
Take your next step with Swiit for iPhone.